At MAX Term Life, we provide information and resources to help professionals and families understand the benefits of purchasing term life insurance. Term life insurance provides affordable financial protection for a set period of time, usually 10 to 40 years. We can also provide you with custom designed quotes that feature level premiums to age 95, age 100 or age 105. If the insured person passes away during the coverage term, their designated beneficiaries receive the death benefit payout.

There are several reasons why term life insurance is an important consideration for families, professionals and business owners.

• It allows families to protect against the unexpected loss of income if the primary breadwinner were to pass away prematurely. The payout can help cover everyday living expenses, mortgage payments, college tuition, and other financial obligations.
• It provides peace of mind knowing that family members will be financially secure if tragedy occurs. The death benefit can prevent potential hardships like losing the family home.
• Professionals with an ownership interest in a business can use term life insurance for the funding of buy/sell agreements, to attract and retain employees and as protection against the loss of key personnel.
• Premiums are significantly lower compared to permanent life insurance policies. This makes term life insurance affordable even for families and business owners on a budget. Coverage amounts of $500,000 or more can cost less than $50 per month, depending on the insureds age when the policy is issued.
• Healthy adults can qualify for preferred rates on 10, 15, 20, 30, 35 and 40 year term life insurance plans. Locking in lower premiums while young and healthy is wise.
• Coverage is also available for adults with adverse medical histories. Call us for further information.